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Lasting Power of Attorney

Protect Your Decisions
While You Still Can

A professionally drafted, vetted and legally checked Lasting Power of Attorney, giving someone you trust the legal authority to manage your affairs if you are ever unable to do so yourself. From just £325 all inclusive.

Single LPA From£325 All inclusive
Both LPAs Together From£545 All inclusive
Mirror LPAs for Couples From£995 All inclusive
Members & Regulated by the Society of Will Writers
Every LPA Vetted & Legally Checked
£2.5M Professional Indemnity Insurance
Society of Will Writers and Estate Planning Practitioners
What Is a Lasting Power of Attorney

Plan Ahead Before
It Is Too Late

A Lasting Power of Attorney is one of the most important legal documents you can put in place, yet most people do not act until it is too late. An LPA can only be created while you still have mental capacity. Once capacity is lost the only option is a costly and lengthy Court of Protection application.

There are two types of LPA. A Property & Financial Affairs LPA gives your chosen attorney authority to manage your finances, bank accounts, property and investments. A Health & Welfare LPA gives your attorney authority to make decisions about your medical treatment, care arrangements and daily welfare. Most people choose to have both.

Clear, Fixed Prices, No Surprises

✦ Every price is all-inclusive for drafting, vetting and all legal checks. Please note OPG registration fees are not included in the Swift Legacy fee and are payable separately to the Office of the Public Guardian. The current OPG fee is £92 per LPA. Your consultant will explain all registration options and costs during your free consultation. ✦
Single LPA
From £325 all inclusive

Property & Financial Affairs or Health & Welfare, your choice. Ready to sign within 14-21 days.

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Mirror LPAs for Couples
From £995 per couple

Both types of LPA for both partners, full coverage for you and the person you love.

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Always Included

Every Document. Every Time.

No hidden extras. Every Swift Legacy LPA includes the following as standard, included in the price you see.

Property & Financial Affairs LPA

Gives your attorney authority to manage your bank accounts, bills, property, investments and benefits, either while you still have capacity or only when you lose it.

Health & Welfare LPA

Gives your attorney authority to make decisions about your medical treatment, care home placement, daily routine and welfare, only usable once you have lost mental capacity.

Named Attorneys and Replacement Attorneys

Choose up to four trusted attorneys to act on your behalf. Replacement attorneys can also be named in case a primary attorney is unable to act.

Preferences and Instructions Recorded

Your personal preferences and specific instructions recorded within the LPA, guiding your attorneys on exactly how you want your affairs managed.

Restrictions and Conditions Set

Specific restrictions and conditions placed on your attorneys powers, ensuring they can only act within the boundaries you have clearly defined.

Certificate Provider Guidance

Your LPA requires an independent certificate provider completely unconnected to Swift Legacy or your attorneys. Swift Legacy will guide you on who qualifies and how to arrange this.

Vetting and All Legal Checks

Every document independently verified, vetting and all legal checks completed as standard. Professional indemnity up to £2.5 million per document.

OPG Registration Support

Swift Legacy guides you through the full Office of the Public Guardian registration process. Please note OPG registration fees are payable separately and are not included in the Swift Legacy fee.

Common Misconceptions

What Most People Get Wrong About LPAs

Most people put off making an LPA because they believe one of these common myths. Every single one of them is wrong, and the consequences of believing them can be devastating.

"My spouse automatically has access to my finances."

This is completely false. Even a spouse or civil partner has no legal authority over their partner's sole bank accounts or finances without a Property & Financial Affairs LPA. Sole accounts can be frozen immediately, leaving a family unable to pay bills, mortgages or day to day expenses. Joint accounts may also be restricted.

"My family can make medical decisions for me."

Without a Health & Welfare LPA doctors and medical teams are not legally required to consult your family before making decisions about your treatment or care. Decisions about life-sustaining treatment, care home placement and day to day welfare can be made without the input of the people you love and trust most.

"My family can sort it out if something happens."

Without an LPA in place the only legal route is a Court of Protection application. This process typically costs thousands of pounds, takes many months and is not guaranteed to appoint the person you would have chosen. Your LPA can usually be signed within a couple of weeks, and although OPG registration then takes a further 8 to 20 weeks, it is still far quicker and far less costly than the Court of Protection route, but it can only be made while you still have mental capacity.

✦ The bottom line: An LPA can only be made while you have mental capacity. Once capacity is lost it is too late. The best time to make an LPA is now, before you ever need it.

How It Works

Simple, Friendly, Personal

Four easy steps from first call to protected future, we are with you every step of the way.

1
Free Consultation

A relaxed, no obligation conversation to understand your family, wishes and goals. No jargon, no pressure. Online or by phone, with home visits available on request (dependent on location).

2
Tailored Proposal

We send a clear plan and a fixed-fee quote with no hidden costs. Everything explained in plain English. You decide if and when to proceed.

3
Draft & Review

Your LPA is drafted by specialists, independently vetted and all legal checks completed, reviewed together until it perfectly captures your intentions. Drafting typically takes 14-21 working days from your initial consultation.

4
Signed & Registered

Documents executed correctly and submitted for OPG registration (typically 8-20 weeks). Once registered, your LPA is stored securely with the SWW National Will Archive, with executor cards and a safe custody certificate, so your LPA can always be found when it is needed.

Professional LPAs, Without the Solicitor Price Tag

The same professionally drafted, vetted and legally checked LPA as a solicitor, at a fraction of the cost. All prices include VAT. No hidden extras. Ever.

✦ Swift Legacy Single LPA From £325 Solicitors charge: From £400 to £1,000+
✦ Swift Legacy Both LPAs From £545 Solicitors charge: From £800 to £2,000+
✦ All Prices Include VAT

No VAT added on top. What you see is exactly what you pay.

✦ Free Consultation

No obligation. No pressure. Available online, by phone, or face to face on request, depending on location.

✦ Vetted and Legally Checked

Every LPA vetted and all legal checks completed as standard.

✦ Fixed Fees Always

No hidden extras. No hourly rates. No surprises. Ever.

Already Have an LPA Made Elsewhere?

If you already have a Lasting Power of Attorney drafted by a solicitor, an online service, or done yourself, Swift Legacy can check it for you. We review whether it was drafted correctly, whether the certificate provider requirement was properly met, whether it is still legally valid, and, most importantly, whether it has actually been registered with the Office of the Public Guardian and can legally be used. Many people are surprised to find their existing LPA was never registered.

LPA Check & Review costs £49, deducted from the price if you go on to instruct a new LPA with us.

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This Could Happen to Anyone

Mental Capacity Can Be Lost
at Any Age

Most people think an LPA is something elderly people need. It is not. Mental capacity can be lost suddenly and without warning, at any age, at any time. It does not discriminate. It does not give you notice.

Road Traffic Accident

A serious accident can cause a brain injury overnight. One moment you are fine. The next your family has no legal authority to manage your finances or make medical decisions on your behalf.

Stroke or Brain Injury

Strokes affect people of all ages. A stroke can remove the ability to communicate or make decisions instantly, leaving loved ones completely powerless without an LPA.

Serious Illness

Cancer, heart disease and other serious illnesses can affect your capacity to make decisions during treatment. An LPA ensures your wishes are respected even when you cannot express them.

Early Onset Dementia

Dementia is not only an elderly condition. Early onset dementia can affect people in their 40s and 50s. Once diagnosed and capacity is assessed as lost, it is too late to make an LPA.

Sudden Medical Emergency

A cardiac arrest, aneurysm or any sudden emergency requiring surgery and intensive care can remove your capacity to communicate your wishes in an instant.

Mental Health Crisis

Severe mental health conditions can temporarily or permanently affect decision-making capacity. An LPA ensures someone you trust is empowered to act for you during the most difficult times.

"An LPA is not about being old. It is about being prepared. It can be signed in a couple of weeks. Losing mental capacity takes seconds. The only question is whether you act before or after it is too late."

An LPA can only be made while you have mental capacity. Once capacity is lost, for any reason, at any age, it is legally too late. The best time to make an LPA is today.

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Ongoing Protection

Keep Your LPA Up to Date for Life

Legacy Protection Membership works like an insurance policy for your legal documents. Even if you do not have a Will, your LPA is a critical document that needs to stay current, accessible and legally maintained. Attorneys change. Circumstances change. Restrictions may need updating. Membership ensures your LPA is always an accurate reflection of your wishes, and always findable when it matters most.

Single Membership
For Individuals
£9.99/month
  • Your LPA kept in secure safekeeping, registered and maintained at all times
  • Annual review, attorneys still appropriate and able to act
  • 20% discount if a new LPA is ever required
  • 20% discount off all future services including a Will
  • Priority support when your LPA needs to be used
  • Documents always findable, stored and accessible when needed
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Couple Membership
For Couples
£14.99/month
  • Everything in Single Membership, for both partners
  • Both sets of LPA documents in secure safekeeping
  • Annual review for both partners, nothing falls out of date
  • 20% discount if new LPAs are ever required for either partner
  • 20% discount off all future services for both partners
  • Priority support and dedicated advisor for both partners
Find Out More

Lasting Power of Attorney FAQs

Everything you need to know about our LPA service.

A Lasting Power of Attorney is a legal document that gives one or more trusted people the authority to make decisions on your behalf if you lose mental capacity or simply want someone to help manage your affairs. There are two types, Property & Financial Affairs LPA and Health & Welfare LPA. Most people benefit from having both.
Without an LPA in place the only legal route for your family is a Court of Protection application. This process typically costs thousands of pounds in legal fees, takes many months to complete and is not guaranteed to appoint the person you would have chosen. Meanwhile your bank accounts may be frozen, your bills unpaid and your medical wishes ignored. Your LPA can usually be signed within a couple of weeks of your consultation, and although OPG registration then takes a further 8 to 20 weeks, this is still far quicker and far less costly than the Court of Protection route, but crucially an LPA can only be made while you still have mental capacity.
Yes. Mental capacity can be lost at any age and without any warning. A road traffic accident, stroke, brain injury, serious illness or sudden medical emergency can remove your ability to make decisions in an instant. An LPA is not just for elderly people. It can only be made while you have mental capacity. Once it is lost it is legally too late.
No. This is one of the most common and dangerous misconceptions about LPAs. Even a spouse or civil partner has no legal authority over their partner's sole bank accounts without a Property & Financial Affairs LPA. Sole accounts can be frozen immediately leaving your family unable to pay bills, mortgage payments or day to day expenses. Joint accounts may also be restricted. An LPA protects against this from day one.
A single LPA costs £325 all inclusive, either Property & Financial Affairs or Health & Welfare. Both LPAs together cost £545, saving you £105. All prices include VAT, drafting, vetting and all legal checks. OPG registration fees of £92 per LPA are payable separately to the Office of the Public Guardian. No hidden fees.
No. The Swift Legacy fee of £325 covers all professional work, drafting, vetting and all legal checks. The Office of the Public Guardian registration fee is payable separately directly to the OPG. The current OPG fee is £92 per LPA. Some people may be eligible for a fee exemption or reduction. Your consultant will explain all registration options and costs clearly during your free consultation.
OPG registration typically takes 8 to 20 weeks. This is the same for everyone, regardless of which provider drafts your LPA, since it depends on the Office of the Public Guardian's own processing time rather than Swift Legacy.
No. Your attorneys have no legal authority to act on your behalf until your LPA has been registered with the Office of the Public Guardian. This applies even once the document has been signed, witnessed and stored. Registering as soon as possible after signing, rather than waiting until it is needed, avoids a dangerous gap where your attorneys cannot act if you lose capacity unexpectedly.
Yes. As long as you still have mental capacity, you can cancel or amend your LPA at any time. If you lose capacity, only the Court of Protection can make changes on your behalf, which is another reason to review your LPA periodically while you are able to.
Your attorney should be someone you trust completely, who is willing to take on the responsibility and act in your best interests. This is often a spouse, partner, adult child or close family member, though it can be anyone aged 18 or over. Your consultant can talk through the considerations with you during your free consultation.
If you named a replacement attorney when your LPA was made, they step in automatically. If you did not name a replacement and your only attorney can no longer act, your LPA may no longer be usable, which is why Swift Legacy recommends naming a replacement attorney as standard.
You can choose to have just one LPA, either Property & Financial Affairs or Health & Welfare, or both together. There is no requirement to do both at once, though most people choose to have both in place at the same time, and the combined price saves £105 compared to buying separately.
Yes. Swift Legacy offers an LPA Check & Review service for documents drafted elsewhere, whether by a solicitor, an online provider, or done yourself. We check the document was drafted correctly, the certificate provider requirement was properly met, that it is still legally valid, and confirm whether it has actually been registered with the Office of the Public Guardian. This last point matters, an unregistered LPA has no legal effect, even if it was correctly signed and witnessed. The service costs £49, deducted from the price if you go on to instruct a new LPA with us. Ask your consultant for details during your free consultation.
A certificate provider is an independent person who certifies that you understand the LPA and are making it freely without undue pressure. This is a legal requirement, without it your LPA is invalid. They must be completely independent and cannot be a family member, your attorney, anyone involved in your care, or Swift Legacy. They must be either a professional such as a GP, solicitor or social worker, or a person who has known you well for at least two years.
Yes. If you need your LPA more urgently an express service is available for £80 as an add-on. Your documents are prioritised and completed sooner. Please ask during your free consultation and we will confirm the timeframe.
Legacy Protection Membership works like an insurance policy for your legal documents including your LPA. It ensures your LPA stays current with an annual review of your attorneys, your documents are safely stored and accessible when needed, and you receive a 20% discount if a new LPA is ever required or on any future services including a Will. From just £9.99 per month for a single or £14.99 per month for couples.

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