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Discretionary Trust Will Writing

The highest level of
Will protection available

A professionally drafted, vetted and legally checked Discretionary Trust Will giving you maximum protection for your family, your assets and your legacy. From just £525 all inclusive.

Discretionary Trust Single Will £525 All inclusive · Full payment
Members & Regulated by the Society of Will Writers
Every Will Vetted & Legally Checked
£2.5M Professional Indemnity Insurance

The highest level of
Will protection available

A Discretionary Trust Will includes everything in a Complex Will plus a discretionary trust written directly into the Will itself. This gives named trustees full flexibility to distribute your assets as circumstances change, offering the maximum level of protection for your estate and your family.

It is particularly powerful for protecting assets from care home fee means testing, shielding your estate from future divorce settlements affecting your beneficiaries, and providing for vulnerable loved ones who cannot manage finances independently.

Not sure if you need a Discretionary Trust Will or a Complex Will? Your consultant will guide you to the right option during your free consultation. You will never be recommended a higher tier than your circumstances genuinely require.

Everything in a Complex Will
All Complex Will features included, property trusts, blended family provisions, conditional gifts, business succession planning and Inheritance Tax considerations.
Discretionary Trust Written Into Will
A fully drafted discretionary trust built directly into your Will, giving trustees maximum flexibility to distribute assets as circumstances change after your death.
Named Trustees and Letter of Wishes
Named trustees appointed to manage the trust. A Letter of Wishes guides them on your intentions, giving you control even after you are gone.
Protection for Vulnerable Beneficiaries
Assets held in trust for beneficiaries who cannot manage finances independently, protecting them without disqualifying them from means tested benefits.
Care Home Fee Protection
Assets passing into trust rather than directly to a beneficiary may not be assessed as their personal assets for care fee means testing, protecting your estate for your family.
Shields Assets from Divorce Settlements
Assets held in trust are not directly owned by beneficiaries, providing a layer of protection if a beneficiary goes through a divorce after your death.
Vetting and All Legal Checks
Every document independently verified, vetting and all legal checks completed as standard. Professional indemnity up to £2 million per document.
Secure Safekeeping
Your original Will held in secure physical storage for the first 12 months. Continues as long as your Legacy Protection Membership remains active.
Transparent Pricing

Clear, fixed prices, no surprises

✦ Every price is all-inclusive, drafting, vetting and all legal checks, National Will Registration and secure safekeeping for the first 12 months included as standard. Your consultant will recommend the right option for your circumstances, you will never pay more than the price shown for your recommended tier.
How It Works

Simple, friendly, personal

Four easy steps from first call to protected future. We are with you every step of the way.

1
Free Consultation

A relaxed, no-obligation conversation to understand your family, wishes and goals. No jargon, no pressure. At your home, online or by phone, your choice.

2
Tailored Proposal

We send a clear plan and a fixed-fee quote with no hidden costs. Everything explained in plain English. You decide if and when to proceed.

3
Draft and Review

Your documents are drafted by specialists, independently vetted and all legal checks completed , reviewed together until they perfectly capture your intentions.

4
Signed and Secure

Documents executed correctly, registered on the National Will Register and kept in secure safekeeping , with your own physical copies always accessible.

Maximum Will protection, without the solicitor price tag

The same professionally drafted, vetted and legally checked Discretionary Trust Will as a solicitor, at a fraction of the cost. All prices include VAT. No hidden extras. Ever.

✦ Swift Legacy Discretionary Trust Single Will £525 Solicitors charge: £800 to £2,500+
✦ Swift Legacy Mirror Discretionary Trust Wills for Couples £895 Solicitors charge: £1,500 to £5,000+
All Prices Include VAT

No VAT added on top. What you see is exactly what you pay.

Free Consultation

No obligation. No pressure. We come to you or meet online.

Vetted and Legally Checked

Every Will vetted and all legal checks completed as standard.

Fixed Fees Always

No hidden extras. No hourly rates. No surprises. Ever.

Planning as a Couple?

You may need Mirror Discretionary Trust Wills

The Discretionary Trust Single Will provides maximum protection for individuals. If you and your partner both need this level of protection, Mirror Discretionary Trust Wills give both of you the same comprehensive coverage for just £895 all inclusive.

Mirror Discretionary Trust Wills include:

Your consultant will confirm the right option for your circumstances during your free consultation. You will never be recommended a higher tier than your circumstances genuinely require.

View Mirror Discretionary Trust Wills →
Always Included

Every document. Every time.

No hidden extras. Every Swift Legacy Discretionary Trust Will includes the following as standard, included in the price you see.

Drafted, Vetted and Legally Checked

Every document independently verified, vetting and all legal checks included as standard. Professional indemnity up to £2 million per document.

National Will Register

Registered on the National Will Register, included as standard, no extra charge. Your Will can always be found when needed.

Secure Safekeeping

Your original Will held in secure physical storage for the first 12 months. Continues as long as your Legacy Protection Membership remains active.

Free Certified Certificates

Official confirmation of validity and storage included with every Will. Proof that your document is registered, stored and legally valid.

Ongoing Protection

Legacy Protection Membership

Legacy Protection Membership works like an insurance policy for your Will. It ensures your documents stay valid and up to date, safely stored and legally maintained, so when your family needs it most it is always there, always correct and always findable.

Single Membership
For Individuals
£9.99/month
  • Ongoing secure safekeeping, your document is never lost
  • Registration actively maintained, your Will can always be found
  • Free annual legal review, your Will stays current as your life changes
  • One free amendment per year, terms and conditions apply
  • 20% discount off all future Swift Legacy services for life
  • Priority support and dedicated advisor
Best Value Couple Membership
For Couples
£14.99/month
  • Everything in Single Membership, for both partners
  • Both Wills in secure safekeeping, registered and maintained at all times
  • Annual review for both partners, nothing falls out of date
  • One free amendment per year on both Wills, terms and conditions apply
  • 20% discount off all future services for both partners
  • Priority support and dedicated advisor for both partners
  • National Will Register, ongoing registration maintained for both

Discretionary Trust Will FAQs

Everything you need to know about our Discretionary Trust Will service.

If you die without a Will your estate passes under the rules of intestacy which may not reflect your wishes at all. Without a Discretionary Trust Will there is no protection against care home fees, no shielding of assets from divorce settlements and no provision for vulnerable beneficiaries who cannot manage finances independently. A Discretionary Trust Will ensures your estate is fully protected and distributed exactly as you intend.
A Discretionary Trust Will includes all Complex Will features plus a discretionary trust written directly into the Will. This gives named trustees full flexibility to distribute assets as circumstances change, protecting your estate from care home fees, divorce settlements and providing for vulnerable beneficiaries who cannot manage finances independently. It is the highest level of Will protection available.
A Discretionary Trust Single Will costs £525 all inclusive. Mirror Discretionary Trust Wills for couples cost £895 all inclusive. Both prices include VAT, drafting, vetting and all legal checks, National Will Registration and secure safekeeping for the first 12 months. No hidden fees, what you see is exactly what you pay.
A Discretionary Trust Will places your assets into a trust managed by named trustees. Because the assets pass into trust rather than directly to a beneficiary they may not be assessed as that beneficiary's personal assets for care fee means testing purposes. This can help protect your estate for your children and family rather than having it consumed by care home costs. Your consultant will explain the full details during your free consultation.
Most Discretionary Trust Wills are drafted and ready for signing within 7 to 10 working days of your consultation. An express service is available if you need your documents more urgently, please ask during your consultation.
Yes. If you need your Will more urgently an express service is available for £80 as an add-on. Your documents are prioritised and completed sooner. Please ask during your free consultation and we will confirm the timeframe.
Legacy Protection Membership works like an insurance policy for your Will. It ensures your documents stay valid and up to date, safely stored and legally maintained so when your family needs it most it is always there, always correct and always findable. From just £9.99 per month for a single or £14.99 per month for couples.
Client Stories

Families who feel protected

We measure success in peace of mind, not paperwork. Client stories will appear here soon.

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Limited Consultation Slots Available, Book Early

Ready to give your family
the ultimate protection?

Book a free, no-obligation consultation today. Friendly advice, zero pressure. We come to you or meet online, your choice.

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