Maximum protection for you and your family's future together
Two professionally drafted, vetted and legally checked Mirror Discretionary Trust Wills, the highest level of Will protection available for couples. Safeguarding both partners estates from care home fees, divorce settlements and providing for those who need it most. From just £895 all inclusive.
Mirror Discretionary Trust Wills, Per Couple£895All inclusive · Full payment
Members & Regulated by the Society of Will Writers
Every Will Vetted & Legally Checked
£2.5M Professional Indemnity Insurance
What Are Mirror Discretionary Trust Wills
Two Wills. Maximum protection.
Mirror Discretionary Trust Wills are two separate, legally independent Wills for a couple that each include a discretionary trust written directly into the Will. They are the highest level of Will protection available for couples.
They include everything in Mirror Complex Wills plus a discretionary trust for each partner, giving named trustees full flexibility to distribute assets as circumstances change after each death, protecting both estates from care home fees, divorce settlements and providing for vulnerable loved ones.
Each Will is a completely separate legal document, either partner can update their own Will independently at any time. Your consultant will guide you during your free consultation. You will never be recommended a higher tier than your circumstances genuinely require.
Everything in Mirror Complex Wills
All Mirror Complex Will features, two legally binding Wills, property trusts, blended family provisions, conditional gifts, business succession planning and Inheritance Tax considerations.
Discretionary Trust in Both Wills
A fully drafted discretionary trust built directly into each Will, giving trustees maximum flexibility to distribute assets as circumstances change after each partner's death.
Named Trustees and Letters of Wishes
Named trustees appointed for both Wills. Letters of Wishes guide them on both partners intentions, giving you both control even after you are gone.
Protection for Vulnerable Beneficiaries
Assets held in trust for beneficiaries who cannot manage finances independently, protecting them without disqualifying them from means tested benefits.
Care Home Fee Protection
Assets passing into trust rather than directly to a beneficiary may not be assessed as their personal assets for care fee means testing, protecting your combined estate for your family.
Shields Assets from Divorce Settlements
Assets held in trust are not directly owned by beneficiaries, providing protection if a beneficiary goes through a divorce after either partner's death.
Vetting and All Legal Checks
Every document independently verified, vetting and all legal checks completed as standard. Professional indemnity up to £2 million per document.
Secure Safekeeping, Both Wills
Both original Wills held in secure physical storage for the first 12 months. Continues as long as your Legacy Protection Membership remains active.
Transparent Pricing
Clear, fixed prices, no surprises
✦ Every price is all-inclusive, drafting, vetting and all legal checks, National Will Registration and secure safekeeping for the first 12 months included as standard for both Wills. Your consultant will recommend the right option for your circumstances, you will never pay more than the price shown for your recommended tier.
Best Value for CouplesMirror Discretionary Trust Wills
Maximum Protection for Couples
£895
Per couple, all inclusive · Full payment
Everything in Mirror Complex Wills, for both partners
Discretionary trust written into both Wills
Named trustees and Letters of Wishes for both
Protection for vulnerable beneficiaries
Care home fee protection provisions
Shields assets from divorce settlements
Advanced Inheritance Tax planning built into both Wills
National Will Register, both Wills included
Vetting and all legal checks as standard
Secure safekeeping for first 12 months, both Wills
Four easy steps from first call to protected future. We are with you every step of the way.
1
Free Consultation
A relaxed, no-obligation conversation to understand your family, wishes and goals. No jargon, no pressure. At your home, online or by phone, your choice.
2
Tailored Proposal
We send a clear plan and a fixed-fee quote with no hidden costs. Everything explained in plain English. You decide if and when to proceed.
3
Draft and Review
Your documents are drafted by specialists, independently vetted and all legal checks completed , reviewed together until they perfectly capture your intentions.
4
Signed and Secure
Documents executed correctly, registered on the National Will Register and kept in secure safekeeping , with your own physical copies always accessible.
Why Choose Swift Legacy
Maximum protection for couples, without the solicitor price tag
The same professionally drafted, vetted and legally checked Mirror Discretionary Trust Wills as a solicitor, at a fraction of the cost. All prices include VAT. No hidden extras. Ever.
✦ Swift LegacyMirror Discretionary Trust Wills for Couples£895Solicitors charge: £1,500 to £5,000+
✦ All Prices Include VAT
No VAT added on top. What you see is exactly what you pay.
✦ Free Consultation
No obligation. No pressure. We come to you or meet online.
✦ Vetted and Legally Checked
Every Will vetted and all legal checks completed as standard.
✦ Fixed Fees Always
No hidden extras. No hourly rates. No surprises. Ever.
Need This for One Person?
Also available as a single Discretionary Trust Will
If only one partner needs this level of protection, the Discretionary Trust Single Will provides the same maximum coverage for just £525 all inclusive.
Discretionary Trust Single Will includes:
Everything in a Complex Will
Discretionary trust written directly into the Will
Named trustees and Letter of Wishes
Care home fee protection and asset shielding
Protection for vulnerable beneficiaries
Advanced Inheritance Tax planning built in
National Will Register included
Vetting and all legal checks as standard
Secure safekeeping for first 12 months
Your consultant will confirm the right option for your circumstances during your free consultation. You will never be recommended a higher tier than your circumstances genuinely require.
No hidden extras. Every Swift Legacy Mirror Discretionary Trust Will includes the following as standard for both Wills, included in the price you see.
Drafted, Vetted and Legally Checked
Both documents independently verified, vetting and all legal checks included as standard. Professional indemnity up to £2 million per document.
National Will Register
Both Wills registered on the National Will Register, included as standard, no extra charge. Your Wills can always be found when needed.
Secure Safekeeping
Both original Wills held in secure physical storage for the first 12 months. Continues as long as your Legacy Protection Membership remains active.
Free Certified Certificates
Official confirmation of validity and storage included with every Will. Proof that your documents are registered, stored and legally valid.
Ongoing Protection
Legacy Protection Membership
Legacy Protection Membership works like an insurance policy for your Will. It ensures your documents stay valid and up to date, safely stored and legally maintained, so when your family needs it most it is always there, always correct and always findable.
Single Membership
For Individuals
£9.99/month
National will register, ongoing registration maintained so your will can always be found
Your Will kept in secure safekeeping, registered and maintained at all times
Free annual legal review, your Will stays current as your life changes
One free amendment per year, terms and conditions apply
20% discount off all future Swift Legacy services for life
Priority support and dedicated advisor
Best ValueCouple Membership
For Couples
£14.99/month
Everything in Single Membership, for both partners
Both Wills in secure safekeeping, registered and maintained at all times
Annual review for both partners, nothing falls out of date
One free amendment per year on both Wills, terms and conditions apply
20% discount off all future services for both partners
Priority support and dedicated advisor for both partners
Questions Answered
Mirror Discretionary Trust Wills FAQs
Everything you need to know about our Mirror Discretionary Trust Will service for couples.
If either of you dies without a Will your estate passes under the rules of intestacy which may not reflect your wishes at all. Without Mirror Discretionary Trust Wills there is no protection against care home fees, no shielding of assets from divorce settlements for your beneficiaries and no provision for vulnerable loved ones who cannot manage finances independently. Mirror Discretionary Trust Wills ensure both partners estates are fully protected and distributed exactly as you both intend.
Mirror Discretionary Trust Wills are two separate, legally independent Wills for a couple that each include a discretionary trust written directly into the Will. They include everything in Mirror Complex Wills plus maximum flexibility for named trustees to distribute assets as circumstances change, protecting both partners estates from care home fees, divorce settlements and providing for vulnerable beneficiaries. They are the highest level of Will protection available for couples.
Mirror Discretionary Trust Wills for couples cost £895 all inclusive. This price includes VAT, drafting, vetting and all legal checks, National Will Registration and secure safekeeping for the first 12 months for both Wills. No hidden fees, what you see is exactly what you pay.
Mirror Discretionary Trust Wills place your assets into a trust managed by named trustees on second death. Because the assets pass into trust rather than directly to a beneficiary they may not be assessed as that beneficiarys personal assets for care fee means testing purposes. This can help protect your combined estate for your children and family. Your consultant will explain the full details during your free consultation.
Most Mirror Discretionary Trust Wills are drafted and ready for signing within 14 to 21 working days of your consultation. An express service is available if you need your documents more urgently, please ask during your consultation.
Yes. If you need your Wills more urgently an express service is available for £80 as an add-on. Your documents are prioritised and completed sooner. Please ask during your free consultation and we will confirm the timeframe.
Legacy Protection Membership works like an insurance policy for your Wills. It ensures your documents stay valid and up to date, safely stored and legally maintained so when your family needs it most they are always there, always correct and always findable. From just £14.99 per month for couples covering both Wills.
Client Stories
Families who feel protected
We measure success in peace of mind, not paperwork. Client stories will appear here soon.
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Ready to give your family the ultimate protection together?
Book a free, no-obligation consultation today. Friendly advice, zero pressure. We come to you or meet online, your choice.